The IC memo is the unit of communication between an analyst and the committee. A good one takes a day. A bad one takes a week and still gets sent back. cf0’s IC memo Skill compiles the standard sections from the same data your team would have pulled by hand.Documentation Index
Fetch the complete documentation index at: https://docs.cf0.ai/llms.txt
Use this file to discover all available pages before exploring further.
“Build an IC memo on NIO. Bull case is autonomy + China EV penetration. Bear case is balance-sheet pressure and competition from BYD. I want the full thesis, last-eight-quarter financials, sector comps, base-case DCF, key risks, and a recommendation.”
Step 1 — ask Lab for the memo
Open Lab. Type the request in plain English, framing the bull and bear from your view:“Build an IC memo on NIO. Bull case: autonomy and China EV penetration. Bear case: balance-sheet pressure and BYD competition. I want full thesis, last-eight-quarter financials, sector comps (BYD, LI, XPEV, TSLA), base-case DCF, key risks, recommendation.”cf0 pulls the historical filings (10-Ks, 10-Qs, recent 8-Ks), the most recent earnings transcript, sector peers, and the consensus dataset. It also reads anything your team has previously contributed on the name — past Lab threads, uploaded research, customer comms from connected integrations.
Step 2 — review the draft sections
Lab assembles the memo in the artifact panel as a draft report. Standard sections:| Section | What it contains |
|---|---|
| Thesis | One-paragraph bull, one-paragraph bear, framed from the cues you gave |
| Company snapshot | Sector, market cap, revenue, key metrics tile |
| Financials | Eight-quarter revenue / margin / FCF table with QoQ and YoY deltas |
| Sector comps | Peers table with valuation multiples, growth, and margin |
| Valuation | Base-case DCF with WACC build (or pull from a prior /dcf thread) |
| Key risks | Top five risks with citation links to the relevant 10-K risk factors |
| Catalysts | Upcoming events (earnings dates, regulatory filings, sector reads) |
| Recommendation | The agent’s read; flag if it disagrees with the thesis cues |
Step 3 — edit, sign off, export
The draft opens in the inline editor. Each section can be edited as prose. Charts and tables pull live from the Lab thread and aren’t editable — change them by changing the thread. Click Export PDF. The output renders in your firm’s brand template — logo, colours, font, footer — configured under Settings → Brand.Step 4 — bring the thread to committee
For the meeting, two practical moves:- Open the audit trail alongside the PDF. The committee gets the polished memo; you keep the trail with every source link in case anyone challenges a number. See Citations and audit trail.
- Drop the Lab thread URL into the committee invite. Members with cf0 access can re-run any cell in the thread or follow up — “what would the recommendation be if WACC were 12%?” — without you in the room.